Hello、munejyuka。

Human beings have “beliefs”, whether good or bad.、We make judgments and decisions based on that.。

If you understand this fact yourself、I think there will be more options for future decision-making, so I would like to write a little bit about it.。

Examples of beliefs about money

Not all money has the same value in people's minds.。If you think about it objectively, it's the same thing.、It becomes different in my mind。

For example、Even if it is the same 100,000 yen、100,000 yen earned through sweat and effort and lottery ticket、pachinko、horse racing、I feel that the weight is different from the 100,000 yen I earned from a boat race.。
This is called "mental accounting."。

The other day、I received 100,000 yen from the government.、How did you use it?。Some people may have said that it disappeared in an instant.。
Because it's money that I haven't earned through sweat and sweat.、I used it more casually than usual...
It may have become。

Examples about investments

It is better for people to continue as they are now.、There is a belief that you will not fail.。Commonly known as "status quo bias"。

Many people keep their money in savings accounts that earn little interest.、This "status quo bias" is said to be at work.。

What can be considered together is、it's a matter of time。After 20 years in asset management、Even if you say that there will be a big difference 30 years from now.、It is said that there are some people who are unable to become proactive about investing because they don't get the hang of it.。

The earlier a person becomes, the smaller the person becomes.、It seems that there is a strong tendency to overestimate things that are closer to the present.。
If I get 10,000 yen now、I think many people would choose the current 10,000 yen instead of receiving 11,000 yen a year from now.。

However、When it comes to investing, the future is always in the dark, so only God knows whether my assumptions are correct or not...

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